Plenty of Brockton water heaters serve people who don't own them. The Census counts 57.4% of the city's housing units as owner-occupied, so a cold shower here is often a tenant's problem and a landlord's repair. If you rent, report the outage to the owner or manager quickly, in writing if you can, and let them arrange the plumber.
If you own a two- or three-family house, each apartment may have its own heater, and when one quits it's a sensible time to check the ages of the rest. The housing itself is old: 12,482 units, about a third of the total, went up in 1939 or earlier, according to the Old Colony Planning Council's 2026 housing assessment. In houses that age, the heater often sits in a cellar that predates it by decades, tied into venting, gas piping, and valves that were added piece by piece.
This site doesn't do repairs. It explains what's likely going on, then puts you in touch with an independent plumber who works in Brockton so you can decide on the job yourself.